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Did you know that a 'Waiver of Appraisal" doesn't mean your lender is not going to conduct an appraisal? Your lender will always conduct an appraisal unless you're putting down a hefty deposit. It is at their underwriter's discretion. A "Waiver of Appraisal" means that you will purchase a property at your contract agreed price regardless of the appraised value.
Annadale is a middle-class neighborhood located on The South Shore of Staten Island. As per WIKIPEDIA ™, Annadale received its name from Anna Seguine, a descendant of French Huguenots who was among the South Shore’s earliest settlers; this settlement is also responsible for the neighborhood immediately to the southwest of Annadale being named Huguenot. The Seguine family also lends its name to Seguine Ave, the principal north-south thoroughfare on the east side of Prince’s Bay, the next neighborhood southwest of Huguenot.
Annadale is an excellent neighborhood to move to. It is safe and close to the Korean Veterans Parkway and Route 440. It is zoned for Tottenville High School. There are a few elementary schools that your child may attend, depending on where you live. There is P.S. 55, P.S. 5 & P.S. 36, and I.S. 7 & I.S. 75 for middle school.
There is a lovely town center for the neighborhood with its train station. You can also find The Curly Wolf Saloon, The Pizza Parlor, La Fontana Sorellena, Annadale Terrace, Ocean Sushi & more. You can also find Blue Heron Park located in the area as well.
Matawan, NJ, is a beautiful town located in Monmouth County. It borders Old Bridge, Aberdeen & Cliffwood, NJ, and is easily accessible via the Garden State Parkway (GSP). The town offers a main street with many restaurants and shops easily accessible to the public. Matawan also has its train station, which conveniently can take you into Penn Station in Newark, NJ, or to the Jersey Shore. One of the many reasons to love Matawan is the two lakes in the town center. You have Lake Lefferts on one side and Lake Matawan on the other.
Taxes are fair, homes are sizable, and home prices are reasonable compared to many towns in Monmouth County. Once you tour streets like Edgemere Drive, Miriam Drive, Lakeside Drive, Ravine Drive, you will see the charm that the town has to offer.
When should you refinance your home? When it makes financial sense, of course! But with so many options out there, it can be hard to know which route to take. This guide will walk you through the ins and outs of home refinancing so that you can determine whether it's right for you at this time in your life or not.
Is Now a Good Time to Refinance?
Refinancing your home can seem like an attractive option when you're looking to reduce your monthly mortgage payments or perhaps even pay off your home early. A better question to ask may be when is a good time to refinance my home, as it depends on several factors. If you are underwater on your mortgage (owe more than your home is worth), then now may not be an excellent time to refinance. Unless you can come up with more money (either through savings or equity), then you won't save money over refinancing at a later date. Some homeowners find that there aren't many savings after taxes and closing costs have been factored in, even if you have equity in your home. Before deciding whether or not it is an excellent time to refinance, consider each of these factors whether you should refinance your home.
Understanding Interest Rates
Lending conditions have been, to put it mildly, rather lax in recent years. If you're considering refinancing your home—or you've already made up your mind to do so—there are a few key factors that you should take into account to decide if now is an excellent time to refinance. For example, low-interest rates mean that mortgage rates are cheaper than five or ten years ago; however, high home prices and tighter lending standards may make it more difficult for some people to qualify for a new loan. Plus, refinancing can still carry costs and risks even with interest rates lower than usual and home prices on an upward trajectory (at least for now).
Is It Time To Sell? Try Our Free Home Value Estimator Tool
In markets with high demand for real estate properties due to low inventories, such as New Jersey, receiving multiple offers on a property is commonplace. Such scenarios are caused by the number of prospective buyers exceeding the number of properties available on the market.
Multiple offers will leave a potential buyer with the challenging issue of competing with other parties. Some may even question whether it is worth the effort competing with other prospective buyers. You have to go toe-to-toe with others who are just as qualified and determined as you to close a deal on the property you liked.
For the seller, multiple offers are a welcome headache, the problem of every seller’s dreams. Multiple offers will initiate bidding wars on the property, which only increases a seller’s chances of making good profits from the sale. It gives the seller the flexibility to go through all the offers and pick the best deal.